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Is Chiropractic Care Covered Under Car Accident Settlements?

If you’ve been in a car accident, you may be wondering whether chiropractic care is covered under your settlement. The good news is chiropractic treatment is often considered a necessary medical expense related to injuries sustained in a crash.

If this is something you need to help treat your injuries, a Phoenix car accident attorney can make sure chiropractic care is included in your settlement and covered by insurance.

Understanding Car Accident Settlements

If you’ve been in a car accident, you’re probably dealing with injuries, medical bills, insurance claims, and legal issues. It can be overwhelming. One of the questions many people have is whether chiropractic care and other treatments will be covered under their car accident settlement.

The good news is, the answer is typically yes—but there are some details to understand. Chiropractic care, physical therapy, and other reasonable and necessary medical expenses related to injuries from a car accident are usually covered under settlements and judgments.

The key is ensuring they are considered reasonable and necessary. This means the treatments must be from licensed providers aimed at diagnosing and treating injuries directly resulting from the accident. Treatments that seem excessive in cost or duration may not be fully covered.

How Chiropractic Care Can Help After an Accident

After a car accident, chiropractic care can provide relief from pain and help restore your mobility. As the shock from the impact ripples through your body, it can misalign your spine and put pressure on surrounding muscles, ligaments, and nerves. A chiropractor is specially trained to find and correct these joint dysfunctions through manual adjustments and manipulations.

Reduce Inflammation And Ease Pain

In the days following an accident, inflammation is your body’s natural response. However, it can also compress nerves and restrict motion. Chiropractic adjustments help relieve this pressure and open up joints to restore range of motion. This can significantly reduce inflammation and ease both acute and chronic pain from soft tissue damage.

a chiropractor can help you recover after a car accident

Correct Spinal Alignment

Even minor fender benders can knock your spine out of alignment. If left uncorrected, these small misalignments can lead to long-term back and neck problems as your body adapts to the abnormal position. Through a series of adjustments, a chiropractor can gently maneuver your vertebrae back into the proper alignment, relieving pressure on your spinal cord and nerves.

Improve Mobility

After an accident, muscle spasms and tension often limit your ability to move freely. Chiropractic manipulations help loosen tight muscles and break up scar tissue adhesions that form as your body heals. By restoring joint mobility and muscle flexibility, you can gain a greater range of motion and resume normal activities more quickly.

Submit Bills and Records to The Insurance Company

As you receive chiropractic treatments, have the chiropractor submit the bills to your car insurance company for payment. You should also provide the insurance company with records from your chiropractor detailing your condition, diagnosis, treatment plan, and progress.

Be prepared to share additional details about the accident and your injuries to help justify the medical necessity of chiropractic care. While dealing with the aftermath of a car accident is stressful enough, having to fight with the insurance company to cover your medical bills only adds to the frustration.

Following these steps can help ensure your chiropractic care is covered so you can focus on recovering from your injuries. If needed, don’t hesitate to enlist the help of a personal injury attorney to assist you in obtaining fair compensation for your total loss, including medical expenses.

Reach Out To a Phoenix Car Accident Lawyer

If you have been injured in a car accident, you likely need treatment to manage your pain and recover fully. Chiropractic care can provide effective relief from accident injuries through spinal adjustments, joint manipulations and physical therapy. However, to ensure your chiropractic treatments are covered under an insurance claim or settlement, consulting with an experienced Phoenix car accident lawyer is recommended.

Don’t hesitate to contact our law firm today. We offer free case evaluations with no obligation. Call us at 480-405-5010 to discuss your legal options and how we may be able to help you get the compensation you deserve.

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