If you’re injured at work in the state of Arizona, you will be covered by workers’ compensation. Like many states, Arizona requires employers of all sizes to maintain this type of coverage. Workers’ compensation is a type of insurance that’s specifically designed to provide financial compensation to employees who get hurt during the course of doing their work.
Because workers’ compensation is an established program with a long history, it covers the majority of workplace injuries. However, there are certain types of injuries, such as those that are self-inflicted, that aren’t normally covered by this program. Additionally, there are other reasons why an injured employee may potentially be denied coverage. Ensuring that someone’s claim is handled properly and in a manner that gives it the highest likelihood of being approved is why it’s imperative for injured employees to enlist the help of a lawyer in Phoenix.
Types of Injuries Covered By Workers’ Compensation in Phoenix
Although workers’ compensation is a program that’s been around for a long time, anyone who gets injured for the first time in Phoenix may be unaware of the details of this program. One of the most common questions that comes up is which types of injuries are covered. While the full list can fill up an entire book, just about any injury that can happen while in a Phoenix workplace is covered under the workers’ compensation system.
Understanding the full scope of this coverage is important due to the fact that it extends beyond one-time accidents like falling off a ladder. Workers’ compensation can also provide a solution for employees who experience repetitive stress injuries. Whether this type of injury takes the form of carpal tunnel syndrome or manifests itself as chronic pain in an employee’s back, a claim can be made for any injury that can be directly linked to the work that an individual does.
The Process of Filing a Workers’ Compensation Claim in 2016
There are a few basic steps that should be followed after any type of workplace injury. The first step is to notify your employer about your injury. This will give your employer an opportunity to file a report with the proper Arizona authorities. The next step is for you to visit a doctor. Your employer actually has a right to choose the doctor for your initial visit.
After your initial visit is complete, you can opt to continue seeing the same doctor for any treatment required or switch to the medical provider of your choice. As previously mentioned, prior to moving to the next step in this process and actually filing a claim, you should think strongly about consulting with a Phoenix workers’ compensation attorney.
In terms of the specific benefits you can receive from Phoenix workers’ compensation, it will completely depend on the types of injuries you sustain and the effects they have on your life. For example, someone with an injury that prevents them from working for an extended period of time will be eligible for different benefits than someone who simply has medical bills as a result of their workplace injury.